HIDAYATI, A.; CARMENITA, C.; PUSPITASARI , P. M. . FITUR PAY LATER : KEBIASAAN BERHUTANG DAN KEIMPLUSIFAN BERBELANJA. Jurnal Sosial-Politika, [S. l.], v. 4, n. 2, p. 95–105, 2023. Disponível em: https://jsp.fisip-unmul.ac.id/site/index.php/jsp/article/view/67. Acesso em: 20 may. 2024.